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La-Z-Boy Financing

No Interest for 12 Months*

On qualifying online or in-store purchases made on your La-Z-Boy Furniture Galleries Credit Card. Equal monthly payments required for 12 months. Minimum purchase amount may be required. A down payment of up to 50% will be required. Down payments on in-store purchases must be on another payment type. The La-Z-Boy credit card can be used for down payments on online purchases.

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La-Z-Boy Financing

Take It Home Today*

Create the home of your dreams today with a La-Z-Boy Furniture Galleries Credit Card. Apply in store. Minimum monthly payments required. Minimum purchase may apply.

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A dedicated credit limit to use again and again at La-Z-Boy Furniture Galleries1

  • Convenient monthly payments Calculate your payments
  • Payment options—online or by mail
  • Special financing available from Synchrony Bank**
  • Special in-store & online deals Find a Store

Access Your Account 24/7

  • Make payments
  • View your balance
  • Update account info
  • Schedule up to your next 12 payments

Easy to Use

  • Use your card anytime on any product1
  • No expiration date
  • Cardholder-only special offers
La-Z-Boy Furniture Galleries Credit Card
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Already have a La-Z-Boy Furniture Galleries Credit Card?
Manage your account

Contact your local La-Z-Boy Furniture Galleries to apply today.

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This is a revolving credit limit that can be used for any purchase up to the maximum of amount of credit approved. Credit promotions are always available with this program.

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Calculate your estimated monthly payment available with promotional financing.

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in-store only

No Interest for 12 Months*

On qualifying in-store purchases made on your La-Z-Boy Furniture Galleries Credit Card. Equal monthly payments required for 12 months. Minimum purchase amount may be required. A down payment of up to 50% will be required. Down payments on in-store purchases must be on another payment type. The La-Z-Boy credit card can be used for down payments on online purchases.

in-store only

No Interest for 12 Months*

On qualifying in-store purchases made on your La-Z-Boy Furniture Galleries Credit Card. Equal monthly payments required for 12 months. Minimum purchase amount may be required. A down payment of up to 50% will be required. Down payments on in-store purchases must be on another payment type. The La-Z-Boy credit card can be used for down payments on online purchases.

in-store & online

No Interest for 12 Months*

On qualifying online or in-store purchases made on your La-Z-Boy Furniture Galleries Credit Card. Equal monthly payments required for 12 months. Minimum purchase amount may be required. A down payment of up to 50% will be required. Down payments on in-store purchases must be on another payment type. The La-Z-Boy credit card can be used for down payments on online purchases.

Frequently Asked Questions

La-Z-Boy Furniture Galleries offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at la-z-boy.com and La-Z-Boy Retail locations.*

You can apply for a La-Z-Boy Furniture Galleries Credit Card by applying online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

To check the status of your La-Z-Boy Furniture Galleries Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to 12 future payments

There are three convenient ways to pay your bill.

Pay Online: and make payments online.

Pay by Phone^: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

^There may be an additional fee to make an expedited payment by phone.

*If any down payment is required, the qualifying purchase amount is determined prior to any down payment, taxes or delivery. See a sales associate on required down payment. If you use the La-Z-Boy credit card for down payment on online purchases, the charge will qualify for this offer. A Promo Fee does not apply to this offer. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. ​

*Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. ​

*Subject to credit approval. Minimum monthly payments required. See store for details.

** Subject to credit approval.

1 Available credit is subject to change depending on account activity.